Answer:
well my dads a licensed student loan manager for UCB in CA and he said Federal Student Loans have FIXED INTEREST meaning no matter the change in other people loans your interest rate doesnt change. So it has to be credit cards.
Explanation:
Also credit cards dont have fixed interest rates so say today you have an 8% interest rate and next month it changes to 12% thats because of the fixed rate so in the near future you'd end up paying more in credit card tax then student loans. And student loans payment are negotiable , payments can be somewhat reasonable as for credit cards co.'s they take out a payment either way without you having a say in monthly change until you pay the loan off.
In my personal opinion I think its credit cards.
The general message of the full disclosure principle is that: a. information is symmetric. b. information is costly to fake. c. producers should offer lifetime warranties for low quality products. d. the lack of evidence that something resides in a favored category will often suggest that it belongs to a less favored one.
Based on financial and accounting principles, the general message of the full disclosure principle is that "the lack of evidence that something resides in a favored category will often suggest that it belongs to a less favored one."
This is because the full disclosure principle state that all information should be documented in a company or individual financial statements which are believed to affect a reader's knowledge of that specific financial statement.
This ensures that every party that needs to access the financial statements under concern should fully understand them without missing any form of information.
Otherwise, any missing link or information will be ruled in favor of the less favored party in a legal situation.
Hence, in this case, it is concluded that the correct answer is option D.
Learn more here: https://brainly.com/question/24280368
James took out a fixed-interest-rate loan when the CPI was 200. He expected the CPI to increase to 206 but it actually increased to 204. The real interest rate he paid is: ___________
a. higher than he had expected, and the real value of the loan is higher than he had expected.
b. higher than he had expected, and the real value of the loan is lower than he had expected.
c. lower then he had expected, and the real value of the loan is lower than he had expected.
d. lower than he had expected, and the real value of the loan is higher than he had expected.
James took out a fixed-interest-rate loan when the CPI was 200. He expected the CPI to increase to 206 but it actually increased to 204. The real interest rate he paid is higher than he had expected, and the real value of the loan is lower than he had expected. Option (b) is correct.
What do you mean by Value?Values are the benchmarks or ideals by which we judge the acts, traits, possessions, or circumstances of others. Values that are embraced by many include those of beauty, honesty, justice, peace, and charity.
The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.
The interest rate over a year is known as the annual interest rate. Other interest rates are applicable over shorter time frames, such a day or a month, but they are typically annualized.
Therefore, Option (b) is correct. Higher than he had expected, and the real value of the loan is lower than he had expected.
Learn more about Value, here;
https://brainly.com/question/10416781
#SPJ5
What is defined as the human response to overstimulation?
Answer:
In essence, stress is the human body's response to overstress.
Explanation:
During stress, the human body produces the hormone adrenaline, which makes you look for a way out. Stress in small amounts is necessary for everyone, because it makes us think, look for a way out of the problem, and in this case it has a positive value. But on the other hand, if stress becomes too much, the body becomes weaker, loses strength, the ability to solve problems and can cause serious illness.
Answer:
What is the definition of overstimulation?
English Language Learners Definition of overstimulate
: to cause (someone or something) to become too active or excited : to stimulate (someone or something) too much. See the full definition for overstimulate in the English Language Learners Dictionary. More from Merriam-Webster on overstimulate
Luther Industries has a dividend yield of 4.5% and and a cost of equity capital of 12%. Luther Industries dividends are expected to grow at a constant rate indefinitely. The grow rate of Luther's dividends are closest to
Answer:
Explanation:
dividend yield= dividend/PV
dividend discount model:
PV=D/(r-g)
D/PV= r-g
D/PV= .045
r= .12
.045= .12-x
x= .075
so it's expected to increase about 7.5%
Consider the domestic market for Good X in Country A, graphed above. P0=$5, P1=$25, P2=$10, P*=$15, Pw=$20, Q1=40, Q*=80, Q2=120. The world market outside country A observes a price Pw for Good X. When international trade is allowed, what is the total producer surplus? (Do not include the dollar sign $ in your answer)
Based on the graph and information provided, the total producer surplus will be $900.
The producer surplus simply refers to the difference between how much an individual would be willing to accept for a particular good and how much the person eventually receives when the good is sold.
It should be noted that the difference or surplus amount that the producer gets is the producer surplus. Based on the graph, the producer surplus is $900.
Read related link on:
https://brainly.com/question/25456883
What is distinctive about double-entry accounting?
A.
It tracks both income and expenses in the same place.
B.
Each piece of information is recorded in at least 2 accounts.
C.
Two copies are made of each record for safety.
D.
Two users must verify the accuracy of each entry.
Answer:
the answer to your question is d
A new e-commerce startup with global operations is looking for a method to manage its supply-chain data for production. Instead of using bar codes, scanners, paper forms, and individual databases, making the system difficult to use, which method should be used to quickly track shipments
The shipping industry is one that handles a lot of transactions that might sometimes be difficult to track. For the new e-commerce startup with global operations who is looking for a method to manage its supply-chain data for production, the method that they can use to quickly track shipments is;
BlockchainBlockchain is a reliable and fast way of recording transactions. It is a digital ledger that operates in such a way that when it receives information, other computers that are connected to the central system become updated.
This way, the information is not lost. It is used in supply chain to make the processing of transactions easier and faster.
Learn more here:
https://brainly.com/question/18793688
What are 3 reasons a previously entered transaction may not be found in the bank feed?
Answer:
Any written evidence in support of a business transaction is called Voucher. Vouchers are the primary evidence of business transactions having taken place.
Explanation:
As a company moves a customer through the purchasing process, the percentage of prospects changes. Which stage of the AIDA process has the smallest percentage of prospects associated with it
Considering the situation described above, the stage of the AIDA process that has the smallest percentage of prospects associated with it, "the action stage."
AIDA is a model that is used in marketing to evaluate the process in which consumers go through before making a purchase decision.
The AIDA model is an acronym for Attention, Interest, Desire, and Action.
Of all the different stages in the AIDA, the Action Stage is considered to have the smallest percentage of prospects.
This is because prospective consumers might go through the other stages without actually taking action, which is a purchase.
Hence, in this case, it is concluded that the correct answer is "The action stage."
Learn more here: https://brainly.com/question/14328429
Answer:
the correct answer is "The action stage."
Explanation:
Najah, a management researcher, conducted an experiment with the goal of confirming or contradicting the behavioral leadership approach. Najah spent many days following managers around while they worked. Like the Ohio State University and University of Michigan studies, Najah’s data showed that most managers focus on
a. tasks and relationships.
b. consideration and inspiration.
c. initiating structure and production.
d. transactions and empowerment.
Considering the research studies, Najah’s data showed that most managers focus on "consideration and inspiration."
This is because the research findings of the Ohio State University and University of Michigan studies on managers' behavioral leadership revealed that managers focus on consideration and inspiration.
Notably, the Ohio State University ts that managers tend to be either high or low sides of initiating structure and consideration regarding leadership behavior.
Hence, in this case, it is concluded that the correct answer is option B. "consideration and inspiration."
Learn more about leadership behavior here: https://brainly.com/question/18229926
A company is aware that it sells an inferior good with a coefficient of income elasticity of demand (-)0.5. At present it sells 500 units each year at an average price of 2,000 each. At the last budget, the Finance Minister forecast an increase in real income for the economy of 5%.
The revenue earned by the company will reduce if the Finance Minister's forecast of an increase in real income by 5% is correct.
Data and Calculations:
Coefficient of income elasticity of demand = (-)0.5
Annual demand of the inferior good = 500 units
Average price of the good per unit = $2,000
Total dollar demand = $1,000,000 ($2,000 x 500)
Increase in real income by 5% = $1,050,000 ($1,000,000 x 1.05)
Decrease in quantity demanded = 475 (500 x 1 - 0.5)
If the price remains $2,000, the revenue will be reduced to $950,000 (475 x $2,000).
But most likely, the price will reduce to at least $1,900 ($2,000 x 1 - 0.5), then the revenue will be reduced to $902,500 (475 x $1,900).
Thus, the revenue earned by this company will reduce if the Minister is correct in the forecast's 5% increase in real income.
Learn more: https://brainly.com/question/21414356
What problems do you think might arise in extreme programming teams where many management decisions are devolved to the team members
if someone wanted to find out how much money a company made during a particular year, the best financial statement to use would be the
Answer:income statement
Explanation:
If someone wanted to find out how much money a company made during a particular year, the best financial statement to use would be the income statement.
What is an income statement?An income statement displays the revenues, costs, and profitability of a business over time. It is also sometimes referred to as an earnings statement or a profit-and-loss (P&L) statement. It describes the process by which the revenues, or "top line," are converted into net income or net profit. Managers and investors can determine whether a company made money (profit) or lost money (loss) during the reporting period by looking at the income statement.
A period of time is represented by an income statement. The balance sheet, on the other hand, only depicts one point in time. You may better comprehend your company's financial situation by comparing the income statement to the balance sheet, cash flow statement, and cash flow forecast.
Learn more about the income statement, here:
https://brainly.com/question/14308954
#SPJ2
What is important team leaders training
Answer:
Team Leadership is a skills-based, practical training program that can be delivered face-to-face, virtually, or online. It's designed to give your team leaders the process, tools, and leadership skills they need to empower team members, improve productivity, and increase the success of your team initiatives.
Why should raw meats be stored below vegetables and fruits in the refrigerator?
To maximize refrigeration space
To reduce the risk of cross contamination by juice dripping
Because raw meats are heavier
so that heat in the fridge will rise to the top
Answer:
its usually never about space you alwahs want meant below because of the mest juice and the chance for cross contamination
Maximum 500 words NO LATE SUBMISSION AFTER YOUR DEAD LINE
Develop your unique sales strategies to sell your product or services to
a. A community that has NEVER used any of such product.
b. A community who has been using your competitors product.
A is the answer to the question
How has Starbucks adapted to Chinese culture?
Answer:
Starbucks bridged the gap between the tea drinking culture and the coffee drinking culture by introducing beverages in China that was based on local tea-based ingredients. Starbucks also introduced a highly localized menu of beverages and snacks that are particularly customized to suit Chinese taste buds.
Explanation:
A plan that forecasts future expenses and helps the company to effectively
meet those expenses is called a…………………….
Marketing plan
Business plan
budget
Financial plan
Answer:
budget
Explanation:
I don't knowwwwwwweeeeeeeeeeeee
How does consumer law damage business?
Complying with the law will avoid legal problems and assure customers about the quality of the products sold by a business. ... It will also help to maintain a good reputation for the business.
To calculate the earnings from an annual percentage yield, you should:
A. multiply the nominal interest rate by the interest earned.
O B. multiply the amount in the account by the nominal interest rate.
O C. multiply the initial deposit by the nominal interest rate.
D. multiply the amount in the account by the initial deposit.
Answer:
Multiply the amount in the account by the nominal interest rate
Explanation:
To calculate the earnings from an annual percentage yield, you should multiply the amount in the account by the nominal interest rate.
What is earning?Earnings is what is left after all the expenses of a particular production process have been removed.
It can be expressed in percentage and computed form the yield.
Therefore, To calculate the earnings from an annual percentage yield, you should multiply the amount in the account by the nominal interest rate.
Learn more on earning here,
https://brainly.com/question/26282268
#SPJ2
Fombell, Incorporated has the following assets in its trial balance: Cash $8,000 Equipment 58,000 Accounts Receivable 2,000 Copyright 4,000 Inventory 18,000 Patent 12,000 Building 100,000 What is the total balance of its Property, Plant, and Equipment
Based on the information given the total balance of its Property, Plant, and Equipment is $158,000.
Using this formula
Property, Plant, and Equipment Total balance=Equipment+ Building
Where:
Equipment=$58,000
Building=$100,000
Let plug in the formula
Property, Plant, and Equipment Total balance=$58,000+$100,000
Property, Plant, and Equipment Total balance=$158,000
Inconclusion the total balance of its Property, Plant, and Equipment is $158,000.
Learn more here:https://brainly.com/question/14771855
Describe the internal control features that were missing that enabled the employee to commit this fraud.
Describe what actions the employer should take to prevent this kind of fraud from happening in the future.
High-Flying Auto Dealer Employee Steals $10M For Luxuries
The scheming employee was able to electronically transfer funds from the company's online account to her own personal account and use the funds to buy four homes, 10 vehicles, Louis
Vuitton luggage, jewelry, $30,000 in pre-paid travel funds and stow away more than $20,000 in savings, court records show. Authorities said she covered up the thefts with a series of fake transactions as well as listing phantom cars in inventory so they could be recorded as assets.
Answer:
yes my answer is yes
Explanation:
I dont know
What are the most important determinants of success in an interview? HELP ASAP ONLY RIGHT ANSWERS
A. Miscellaneous, Responsiveness
B. Responsiveness , Packaging
C. Responsiveness, Experienced
D. Packaging ,Experience
The most important determinants of success in an interview includes Responsiveness, Packaging, Experienced etc
Success in the context refers leaving a good impression to the interviewer and that one is capable to handling the job position applied for.
Some of the determinant that brings success in an interview includes:
Responsiveness: The act of responsiveness, verbal tone speaks much about the job applicant.The packaging means the act of dressing smart.Experienced refers to length of previous work experience possessd by job applicants
Therefore, the Option B, C and D is correct.
Read more about this here
brainly.com/question/9781803
What is the duties of business before transaction?
Answer:
Social responsibility of business implies that corporate managers must promote the interests of all stakeholders not merely of shareholders who happen to be the so called owners of the business enterprises.
Explanation:
hope it helps you
What are the three important elements to consider when defining demand and supply?
Answer:
Price Fluctuations. Price fluctuations are a strong factor affecting supply and demand. ...
Income and Credit. Changes in income level and credit availability can affect supply and demand in a major way. ...
Availability of Alternatives or Competition. ...
Trends. ...
Commercial Advertising. ...
Seasons.
Donald is a minor. He can enter into any contract an adult can, provided a. Donald is willing to disaffirm the contract. b. the adult is willing to enter into contracts with minors. c. the contract is not one prohibited by law for minors. d. an adult is willing to ratify the contract.
Donald will be able to get into a contract with an adult if c. the contract is not one prohibited by law for minors.
Generally speaking:
the law does not allow minors to get into contracts with adults.There are times however, when a minor and an adult can enter into a form of contract.For a minor and an adult to get into a contract, that particular type of contract must be allowed by law for minors and adults to be parties. If this is not the case, that contract is void.
In conclusion, Donald can enter into a contract that the law allows him to enter into with an adult.
Find out more at https://brainly.com/question/15093206.
Price is: always expressed in the United States in dollars and cents based on the expected value you will receive from your purchase based on the actual perception you will receive from your product also called revenue accurately described by none of the above
Considering the general market situation, Price is "always expressed in the United States in dollars and cents."
This can be proven by trying to make a purchase anywhere in the country.
The price of products is listed in dollars and cents. As such, the buyers would know the price of a product before making a purchase.
The other options are wrong because the price is not based on the expected value to receive and not on the actual perception.
Instead, Price is what the sellers feel is suitable for him, and it is expressed in dollars and cents.
Hence, in this case, the correct answer is option A. "always expressed in the United States in dollars and cents."
Learn more here: https://brainly.com/question/23101059
Mega Corp. has departments for marketing, sales, finance, customer service, human resources, and production. Mega Corp. is organized by
Because the corporation has department for marketing, sales, finance, customer service, human resources, production, then, we can conclude that Mega Corp. is organized by Functional Structure.
The Functional Structure is the type of organizational structure where employees are grouped according to their specialized roles or tasks.
The functional structure is most used type of organizational structures in the modern world.
Therefore, in conclusion, because the corporation has department for marketing, sales, finance, customer service, human resources, production, then, we can conclude that Mega Corp. is organized by Functional Structure.
Learn more about this here
brainly.com/question/24660632
in the table, which of the following is most likely to account for the large expected demand for registered nurses
A. the educational requirements to be a registered nurse are increasing more rapidly.
B. The American population is aging and older people need more health care than younger people.
C. The job demands little education.
D.Fewer young people are expected to go to college
The factor that is most likely to account for the large expected demand for registered nurses is the American population is aging and older people need more health care than younger people.
An increase in demand for registered nurses can result from an increase in the aging population. This group of population would require care for nurses. An increase in demand for registered nurses would lead to a rightward shift of the demand curve for nurses.
If the educational requirements needed to be a registered nurse increases and fewer people are expected to go to college, the supply of registered nurses would decline. If the job requires little education, the supply of registered nurses would increase.
A similar question was answered here: https://brainly.com/question/14456267
Answer:
B. The American population is aging and older people need more health care than younger people.
"Alicia"! shouted David to the company's HR specialist. I've got a problem,and you've got to solve it. I can't get people in this factory to work as a team. As if i don't have enough trouble with the company competitor's, the current Corvid pandemic and our past due accounts. Now i have to put up with running a zoo here at the company. You're responsible for seeing that the staffs gets along. I want a training proposal on my desk by Monday next week.
QUESTIONS:
Assume you are Alicia
(i). Discuss if lack of training is the cause to the above problem?
(ii). Explain how you would conduct a needs assessment in the above situation.
The cause of the above problem is not due to lack of training, but to a weakened organizational culture that does not allow integration and cooperation in the work environment.
It is therefore necessary to conduct a needs assessment in the situation above, which helps managers to better understand the problem of the difficulty of teamwork.
An organizational needs assessment could be done according to these steps:
1. Assessment of needs and definition of objectives.
2. Identification of organizational resources and capabilities.
3. Identification of target audience and data sources.
4. Strategic planning and implementation.
5. Getting feedback.
Therefore, a needs assessment will help the company to understand the cause of team integration problems, in addition to improving the quality of processes, communication, feedback, cooperation and employee motivation.
Learn more here:
https://brainly.com/question/696019