Deciding how to invest retirement savings can be a time-consuming task. However, there are investments that simplify this task. These investments are called:

Answers

Answer 1

Based on investment analysis, the investments that simplify retirement savings are called target-date funds.

This is because target-date funds are an investment strategy that targets asset allocations' expected investment return funds.

Target date funds investment is usually long term designed to target the period the investors plan to be getting the return on the investment.

Hence, in this case, it is concluded that the correct answer is "Target-date funds."

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Related Questions

Why is it important for Chipotle to revise the company’s food-handling
standards?

Answers

Answer:

It is important for Chipotle to revise the company’s food-handling  standards as they have been linked to recent outbreaks of E. coli, salmonella, and other food born viruses.

Explanation:

(In reality who gives a sh#t about Chipotle, no one wants to get sick from their disgusting food...)

Stevie recently received 1,000 shares of restricted stock from her employer, Nicks Corporation, when the share price was $8 per share. Stevie's restricted shares vested three years later when the market price was $11. Stevie held the shares for a little more than a year and sold them when the market price was $16. What is the amount of Stevie's ordinary income with respect to the restricted stock?
A. $0.
B. $11,000.
C. $5,000.
D. $8,000

Answers

Answer:

It's D - $8,000

Explanation:

8 * 1,000 = 8,000

A ________ pools individual investor dollars and invests them in large numbers of well-diversified securities, thus minimizing the risks of any single security that does not do well.

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Funds which involves a large collection of individual investors coming together to invest in a number of different securities is called mutual fund.

Mutual funds involves many individual investors, and not just a single person or organization.

This allows the funds available for investment to be substantial, and then invested into a host of different and diverse securities. This will ensure that risk is minimized as all the securities very low chances of not yielding return.

Hence, the missing phrase is mutual funds.

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The term that Faber and Kimelberg use to describe the rise in land value and the possible displacement of poor and minority populations from an area as environmental amenities are added is:

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Environmental gentrification is the term that was used to illustrate the rise in land value as well as removal of poor and minority populations away as provision of environmental amenities is made by Faber and Kimelberg.

Environmental gentrification can be regarded aa the process involves displacement of low-income residents from a region as environmental amenities are added.

This was explaining by Faber and Kimelberg , that once there is rise in land value , there us high possibility of displacement of the poor.

Therefore,Environmental gentrification is the correct term.

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The ________ value of a bond, also called the face amount or face value, is paid at a stated future date, known as the bond's maturity date. Multiple choice question. fair market value par selling price net realizable value

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The Par Value of a bond also called face amount or face value.

Par Value can also be called Nominal value is the  financial instrument  value be it  bond or stock of a corporate certificate at the time of issue.

Par value is also the lowest price per share for shares to be issued for full payout .Typically, most par value are set at $0.001 per shar or lower to reduce the amount paid to founders. It is calculated as Par value of preferred stock = (Number of issued shares) x (Par value per share)

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what is a significant difference between two-way and one-way models of public relations?

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The main difference between two-way and one-way models of public relations is that in a one-way model of public relations, the people only need to receive the message while the two-way involves receiving and sending feedback.

It should be noted that the one-way models of public relations involve the use of a single key such that people only receive the message.

On the other hand, the two-way model of public relations involves receiving and sending feedback. It is persuasive communication that's used to influence the attitude of people.

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a productivity index of 110% means that a company’s labor costs would have been 10% higher if it had not made production improvements. assume that digby had a productivity index of 112% and that baldwin had a productivity index of 103%. now refer to the income statements in the annual report for digby and baldwin. using the labor costs shown in the income statements, how much more did digby save in direct labor costs compared to baldwin by having a higher productivity index?

Answers

Digby saved 9% in direct labor costs compared to Baldwin by having a higher productivity index.

Given that a productivity index of 110% means that a company's labor costs would have been 10% higher if it had not made production improvements, assuming that Digby had a productivity index of 112% and that Baldwin had a productivity index of 103%, to determine how much more did Digby save in direct labor costs compared to Baldwin by having a higher productivity index, the following calculation should be performed:

112 - 100 = 12 103 - 100 = 3 12 - 3 = 9

Therefore, Digby saved 9% in direct labor costs compared to Baldwin by having a higher productivity index.

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X-Co issued 1,000 shares of its 5%, $100 par value, cumulative preferred stock for $100 cash per share. The journal entry to record this event includes a ______. (Check all that apply.)

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Answer:

- $100,000 debit to cash

- $10,000 credit to preferred stock

- $90,000 credit to additional paid-in capital

suppose the federal government attempts to combat a recession by purchasing a new fleet of warships for the navy produced by a us manufacturer. what type of economic policy is the government conducting?

Answers

The type of economic policy conducted by the government is known as an expansionary fiscal policy.

A recession is when the gross domestic product of a country for two consecutive quarters is negative. In a period of recession, there is a slowdown in the economy.

Expansionary fiscal policy is are steps taken by the government of a country to increase the money supply in the economy. Money supply can be increased by increasing government spending or cutting tax rates.

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When we want to measure wage inflation in the labor market, we use the: Consumer Price Index Product Price Index Employment Cost Index Employment Price Index

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Based on economic indices, when we want to measure wage inflation in the labor market, we use the "Consumer Price Index."

The consumer price index, often referred to as CPI, is conducted by the Bureau of Labor Statistics.

CPI is carefully made to measure the price changes encountered by urban consumers.

It is believed that the urban dwellers formed about 93 percent of the United States population.

Consumer Price Index is used to measure the relationship between wage and inflation.

Hence, in this case, it is concluded that the correct answer is "Consumer Price Index."

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When we want to measure wage inflation in the labor market, we use the Employment Cost Index.

The employment cost index reflects the change in labor costs in a given country, that is, the value that each salary has for the employer (adding salaries actually paid to the worker, plus labor costs, contributions, etc.).

This index is an indicator that allows anticipating inflationary values in an economy, as it allows observing the growth in labor costs that will subsequently impact an increase in the products that are marketed.

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when making a decision only ______ costs and benefits should to be included in the analysis.

Answers

“only (Relevant) costs and benefits...”

a project has an initial cost of $52,700 and a market value of $61,800. what is the difference between these two values called?

Answers

The difference between the initial cost and the market value is called Net present value.

Net present value refers to the value of the all future cash flows of an asset which are discounted to the present.

In other word, net present value is the difference between PV of cash inflows and PV of cash outflows.

Therefore, in conclusion, the difference between the initial cost and the market value is called Net present value.

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The difference between the initial cost and the market value is called Net present value.

The information regarding the net present value is as follows:

The net present value shows the difference between the initial investment and the present value of cash inflows. Since the initial cost is $52,700 and the market value is $61,800 so the difference is the net present value.

Therefore we can conclude that the difference between the initial cost and the market value is called Net present value.

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On June 30, Nance Company receives a $5,000, 90-day, 4% note from a customer as payment on her account. How much interest will be due on the note's maturity date

Answers

Answer:

50$

Explanation:

5000 x 4% x 90/360 = 50$

how much credit card debt does the average american have

Answers

Answer:

5.315

Explanation:

Americans have this much debt in their credit card by average.

HOPE HELPED!

Q, whose birthday is April 1, completed a nonmedical application for life insurance on June 1. In Wisconsin, what is the earliest effective date that the policy could have

Answers

Answer:

nbhjsfhbshnvnk

Explanation:

I believe the answer is June 2

Suppose that actual inflation is 3 percent, the Fed's inflation target is 2 percentage points, and unemployment rate is 3 percent (which is 1 percent below the Fed's full-employment target of 4 percent). According to the Taylor Rule, what value will the Fed want to set for its targeted interest rate

Answers

The government would set its targeted interest at 6.5%

Based on the Taylor's rule

R = π + A + 0.5(A-A*) + 0.5

This is the formula that helps to get the output gap

Definition of terms

R is the nominal federal funds rate

π is the real rate of federal funds = 2%

A is the rate of inflation

A* is the target of of inflation = 2%

Rate of unemployment = 3%

The government has a target of full employment that is at 4 percent.

When we enter the values into the formula

R = 2% + 3% + 0.5(3%-2%) + 0.5%(2%)

= 5% + 0.5% + 1%

= 6.5%

Therefore the government would set its targeted interest at 6.5%

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When the direct write-off method is used in accounting for uncollectible accounts, any uncollectible account is written off against the: Group of answer choices allowance account sales account bad debt expense account accounts receivable account

Answers

Answer:

sales account

Explanation:

because the direct write off method is used in accounting for uncollectible accounts

what characterizes a market with oligopolistic competition?

Answers

It is an oligopolistic market if it has the following:

- Few number of competitors (economy is shared through a few number of businesses/companies)

- The absence of other competitors besides the dominating ones

- If those few companies have a significant impact on the market (can increase price easily)

Complete the statement below with the correct term.
Digital ____ refers to a set of standards for polite behavior when interacting with people online.

Answers

Answer:

a0

Explanation:

a0 allows for a user to find, search, and to evaluate information that is related to any digital resources

Hope this Helps

PLEASE HELP
1. What are the distribution/production channels of your business/product. In list or paragraph format discuss the channels in which your
product will be created/sold. This should be very well thought out and include plenty of details. Be sure to explain how your
product/service would get to customers. You can refer back to module 10 notes for a refresher of distribution channels.

2. Describe in detail in either list/paragraph form the key metrics of your business. This is an explanation of key activities that must be
measured by your business.
MY project is about a self propelled stroller

Answers

Answer:

1.As consumers, we take for granted that when we go to a supermarket the shelves will be filled with the products we want; when we are thirsty there will be a Coke machine or bar around the corner, and we count on being able to get online and find any product available for purchase and quick delivery. Of course, if we give it some thought, we realize that this magic is not a given and that hundreds of thousands of people plan, organize, and labor long hours to make this convenience available. It has not always been this way, and it is still not this way in many other parts of the world.

Looking back over time, the channel structure in primitive culture was virtually nonexistent. The family or tribal group was almost entirely self-sufficient. The group was composed of individuals who were both communal producers and consumers of whatever goods and services could be made available. As economies evolved, people began to specialize in some aspect of economic activity. They engaged in farming, hunting, or fishing, or some other basic craft. Eventually this specialized skill produced excess products, which they exchanged or traded for needed goods that had been produced by others. This exchange process or barter marked the beginning of formal channels of distribution. These early channels involved a series of exchanges between two parties who were producers of one product and consumers of the other.

The Internet allows consumers to access information on-demand about products. This is an example of which kind of marketing utility

Answers

Answer:

the market utility of place and time

Explanation:

as they can do it from any place and any time

How do consumers benefit from accumulating airline miles?
A. Consumers can use the miles to purchase airline tickets.
B. Consumers can use miles as a tax deduction.
C. Consumers can use miles to purchase a home.
D. Consumers can decline travel insurance.

Answers

Answer:

I think is b.

Explanation:

or d but double check just from background i eliminate a and c

Glenn works for a company that supplies food to restaurants. Where does Glenn MOST likely work?
O A.
at a packaging facility
OB.
at a retailer
OC.
at a wholesaler
D.
at a distributor

Answers

Based on the information given Glenn MOST likely work: D. at a distributor.

A distributor is a person or representative that supply goods or products by helping to distribute goods to were they are needed.

They mostly purchased goods in large amount from the manufacturer or producer and they supply those goods to the retailers.

Based on the given scenario we can say that Glenn work with a distributor reason being that he help to supply or distribute foods to restaurant.

Inconclusion Glenn MOST likely work: D. at a distributor.

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Innovative team firms should have managers who provide ________, ________, and perspective to the team.

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Based on firms' strategies, Innovative team firms should have managers who provide Support, Guidance, and perspective to the team.

This is because firms that focus on innovation would make many mistakes or trials and errors before the actual innovation of their products is made.

Thus, in these situations, employees need managers that can provide supports and encouragement for them to build on their innovative ideas so as not to fear sanctions or penalties if things go wrong.

The employees also need guidance and perspectives from their managers to quickly and correctly transform their innovative ideas into reality.

Hence, in this case, it is concluded that the correct answer is "Support and Guidance, " accordingly.

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Trevor and Matt both work as farmhands and perform the exact same job tasks. Although they work on different farms, when comparing their wages, they determine that Matt makes $15 per hour, while Trevor only makes $12 per hour. What is most likely the reason for this difference in wages

Answers

The most likely reason Trevor and Matt have different salaries despite doing the same activities is that they work on different farms.

When a person is hired by another person to perform a job, they must sign a contract that establishes all the characteristics of the employment relationship that unites them. Aspects such as:

Work hoursSalaryWorkplaceBenefitsJob security

In this case, comparing the salary of Matt and Trevor it can be inferred that the difference in salaries is because each signed a different employment contract with their respective bosses. Therefore, despite doing the same job, they have different salaries.

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selim believes that his hard work will lead to a better job performance. selim is independently motivated so he does not need to be closely supervised in order to complete his job. selim demonstrates an internal locus of control.

Answers

Truly, Selim has an internal locus of control instead of an external locus of control because he believes that the better job performance he achieves is due to his hard work, and not due to supervision.

Selim, with this internal locus of control, makes things happen without being closely supervised or monitored. Selim enjoys independent motivation. He does not depend on external factors to achieve great results.

Thus, Selim has an internal locus of control.

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Your older sister tells you that she wants to have an IVF and have her child implanted into a surrogate mother for $3,000 through a company. Your mother is opposed to this idea whereas your father supports her decision. Your sister asks for your support. How would you respond to your sister

Answers

Answer:

go for it

Explanation:

I say that because if she is infertile and she has tried plenty then she has every right to have a surrogate if she feels the need to have one

The fundamental problem with the option ARM loan, as most commonly used, was that it created a rapid increase in the:

Answers

Based on loan and credit analysis, the fundamental problem with the option ARM loan, as most commonly used, was that it created a rapid increase in monthly payments.

This situation is often described as payment shock risk.

In this option ARM loan, the monthly payments increase based on many reasons like unscheduled recast when a negative amortization limit is attained.

Hence, in this case, it is concluded that the correct answer is "monthly payments."

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If there are not enough jobs for everyone in the economy/the demand for jobs are higher than
the amount of jobs available
A. Cyclical Employment
B. Frictional Employment
C. Structural Employment

Answers

Involuntary unemployment which is caused by the economic health of a country, such that the amount of jobs available cannot cater for the number of populees is called cyclic unemployment.

Cyclic unemployment is usually attributed to the strength of the economy, when the number of jobs available cannot accomodate the demand. This is usually witnessed during period of recession and economic decline.

Structural unemployment result from the difference in skill gaps of the employees and the skill demand of a job.

Frictional unemployment result from the job change and hence are tagged as voluntary.

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what is a risk of entrepreneurship

Answers

Answer:

Entrepreneurs face multiple risks such as bankruptcy, financial risk, competitive risks, environmental risks, reputational risks, and political and economic risks. Entrepreneurs must plan wisely in terms of budgeting and show investors that they are considering risks by creating a realistic business plan.

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